Don't forget to factor in closing costs when considering a home sale or purchase. Ben & Marie Lane, Watson Realty Corp. is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 386-931-8531 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Anticipated closing costs

There are certain typical expenses related to closing the sale of a house. These expenses are usually divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your process.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you know exactly where your money is going.

Buyers: When purchasing a house in Flagler County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not astonished when you reach the closing appointment. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates that are uncertain.


Ben Lane, Watson Realty Corp. 1410 Palm Coast Pkwy NW, Palm Coast, FL. 32137
Marie Lane, Watson Referral Realty, 7821 Deercreek Club Rd., Jackonville, FL. 32256 

 Ben (386-931-8531) Marie (386-931-5727)
ben@twolanes.com  marie@twolanes.com

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