Finding the right home at the right price is just one part of a home sale or purchase. Ben & Marie Lane, Two Lanes Real Estate is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 386-931-8531 if your needs include a professional REALTOR® experienced in the business side of real estate.

Closing costs you should expect

There are certain ordinary costs associated with closing the sale of a house. These fees are commonly divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the process.

Closing costs that are tied to your mortgage    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.

Buyers: When purchasing a house in Flagler County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not stunned when you get to the closing table. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates in question.